Mortgage brokers Dijon

Crédimmo boasts the skills of a team of a dozen brokers led by Sébastien Coquillet and Michael Nicolas, who have backgrounds in brokerage and credit repurchasing respectively. Our offices in Valmy are the perfect place to express your needs and let your advisor optimize a loan package tailored to your situation. Crédimmo's growing reputation with regional banking and insurance partners means that you have access to the best possibilities for financing your home purchase or renovation project, with or without credit consolidation. The Crédimmo team expands regularly in response to new requests, to keep pace with the tightening of conditions for access to bank loans, for which there will always be a solution.

Need help or advice to buy, rent, build or renovate? Action Logement, which collects the Participation des Employeurs à l'Effort de Construction (PEEC, formerly 1% logement) from companies with more than 10 employees, offers a whole range of services and assistance to facilitate access to housing, and thus help students, work-study students and employees of non-agricultural private-sector companies to find a job. Specific offers exist for employees in the agricultural sector, consult Action Logement. Around 8 out of 10 French people are eligible for at least one form of assistance offered by Action Logement.

CIL-PASS ASSISTANCE® : assistance for employees in the private sector (including the agricultural sector) facing personal and/or professional difficulties that are creating a financial imbalance or making it more difficult to maintain or gain access to housing. This assistance is free and confidential (conditions in branch).

MOBILI-JEUNE aid: Action Logement provides a subsidy of up to €100 per month for the duration of a training contract for people under 30 on a professionalization or apprenticeship contract. The application must be renewed every year, conditions in agency.

Home improvement loan: also available subject to conditions, this loan finances all or part of home improvement projects (conditions and list of eligible projects available from the branch).

Accession loan: issued subject to conditions, this contributes to the acquisition or construction of a new home, or the purchase of an existing HLM home. The maximum amount is 40,000 euros at a reduced rate of 0.5% (excluding compulsory insurance) over a maximum repayment period of 25 years.

LOCA-PASS® advance: interest-free repayment of the security deposit required on moving in.

VISALE: rent and service charge guarantee for private housing. It covers unpaid rent for the duration of the lease for private-sector housing. Visale is open to all young people under the age of 31 and employees aged 31 and over, subject to a means test and depending on the type of employment contract. Visale also covers all young people under the age of 31 living in collective structures, as well as students and work-study students living in social housing.

Work-study scheme: https://alternant.actionlogement.fr/. This site, set up in conjunction with the Regional Councils, provides an exhaustive list of all the assistance available to work-study students (housing, transport, sport, culture, etc.).

In addition Action Logement can support you throughout your career.

Action Logement has a reserved housing stock in Côte-d'Or, and especially in the Dijon area, for employees of non-agricultural private sector companies.

Action Logement offers employees a real estate brokerage service, which searches through its financial partners for the solution best suited to your situation when purchasing a property. This service is personalized and free of charge.

Established in Dijon since 2010, the independent Expert Crédits brand is well established in the region. Backed by a wealth of experience, this 100% local company negotiates the best terms and conditions for you, and helps you make the right decision in terms of mortgages, credit consolidation and loan insurance. In order to certify your solvency to sellers, your broker will issue you with a certificate of feasibility. The analysis of your situation has guaranteed access to your financing package. Our expertise and collaboration with a large network of banks and special lending institutions guarantee that your financing package will be arranged quickly and at attractive rates. And for even greater proximity, Expert Crédits has opened a second Dijon branch on Avenue du Drapeau. From now on, there will be two branches to accompany you throughout your project, right up to the move, with an ^11m3 truck at your disposal free of charge.

Ymanci was founded by a group of bankers and brokers, including BNP and Crédit Foncier, who wanted to combine their skills to offer mortgage brokerage and credit consolidation services. The gamble paid off, as the network now boasts 80 agents. A network that boasts the largest number of bank mandates. So many opportunities to secure the loan best suited to your situation. Fabienne Sombstay, head of the Dijon branch, is supported by a team of 6 advisers, all of whom are well versed in the subject of mortgages. The branch on boulevard Thiers is very friendly, and you're quickly reassured that you can find a quick financing solution. Ymanci's procedures are well-honed. From presentation of your project to signature at the notary's, you can count on Fabienne's team to be at your side every step of the way.

IN&FI Crédits, the leading national network of 125 franchised credit brokers, has developed in Burgundy-Franche-Comté in Dôle, Lons-le-Saunier and Dijon under the management of Philippe and Catherine Letelu. A regional network of more than 20 employees that responds to the growing demand of individuals to find them the best loan solutions for their projects. Brokers and experts in real estate loans and credit consolidation, your contacts can, from your first meeting, according to your profile, begin to draw up the possible strategies for financing your project. At a time when interest rates are low and banks are more strict in granting loans, IN&FI Crédits' advice is essential to help you frame your budget and obtain loan agreements very quickly. The advice also concerns the mandatory insurance solutions for your loans. IN&FI's advice also covers obtaining personal loans and even studying solutions for business investments and obtaining leases, a strength that other brokers do not have. In this age of distance, appointments can be made by videoconference with full document digitisation, thus preserving your advisor's ability to listen to you. And for more proximity, the Dijon branch now has two addresses!

Groupe Apolline, born of a real estate loan brokerage business for individuals and companies, is constantly adapting to financing needs in a context of rising interest rates and energy transition. The best example of the originality and relevance of Groupe Apolline's offer is to consider the needs of a family of first-time buyers. Whereas when buying an older property, the budget will be restricted by banking conditions, another approach is proposed: that of buying a less expensive older property with a DPE F or G and integrating into the project a phase of energy renovation work benefiting from numerous grants, thus making financing easier while raising the budget and enabling access to an efficient and above all renovated home. A complete offer with a global approach, a single point of contact who becomes your broker for loans, subsidies and work, carrying out an audit, technical studies and consulting companies capable of meeting the needs of the work. The study will initially be theoretical, to help you narrow down your search for a property, but will quickly become practical and then rapid in terms of selecting solutions and carrying out the work. In 2023, over a hundred projects were completed, many of them for companies.

Insurance brokers have taken an important place when it comes to saving money: home loan insurance is compulsory, but you are free to choose your insurer. Created in 2011 by Florence Decaudain, who has been an insurance broker for nearly 15 years, Librassur allows you to reduce the cost of this insurance. Equipped with its own loan insurance comparator, it allows you to obtain about twenty quotes in a few seconds. This company also extends its action to resale guarantee insurance, insurance that covers the loss of value suffered in the event of the precipitous resale of a property for up to 5 years (for a principal residence), or even longer for a rental investment (for very specific reasons: redundancy, transfer, etc.). Librassur works in partnership with many insurance companies and therefore finds the most economical solutions adapted to your personal situation.