CAISSE D'EPARGNE
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You dream of becoming owner of your accommodation, you want to carry out work,
to change your interior decoration, change your car or simply make fun? At the Caisse d'Epargne, you will find a financing solution tailored to each of your projects. Above all, it asks you to evaluate your budget before embarking on any purchase project, because it is this evaluation that determines your project. Then comes the questions of the savings I can have, the personal contribution and otherwise the investment possible to carry out its project! Set up an ELP (Plan of Accommodation) and a CEL (Epargne Logement Account), which are investments specially designed to allow you to make a personal contribution and to be able to benefit from a mortgage loan on preferential terms. These investments benefit from an advantageous rate of pay in addition to a State premium if you purchase a real estate loan under the ELP or the CEL. With a CEL, you can borrow up to € 23 000, after 18 months of savings, and with an ELP, up to 92 000 € after 4 years. If you earn the 2, you can borrow a maximum of 92 000 €.
