Banks Rhône-Alpes

The real estate loans offered by LCL (formerly Crédit Lyonnais) are, in the banking market, in a good medium, not cheap or too expensive! The rates set up are generally correct and competitive, for example, fixed rates at 4,80%. Also offered are loans specially designed for young people as well as a full range of home insurance. The service side, unfortunately, is a little below. Since the transformation of Crédit Lyonnais-LCL, the customer often seems dissatisfied with his support, the fault of the absence of stable advisers. Each one considers its priorities.

Considered today as a - very - small bank, the IPO is specialized in real estate acquisition and management. In a classic offer of loans, for example, the triple, particularly effective triple-security rate loan. Banking advisors are also experts in terms of mortgage financing. A complete and satisfactory range that makes a relatively poor customer service more acceptable.

Owned by Caisse d'Epargne, the Palatine Bank specializes in heritage management. With its 52 agencies in France, it is still one of the few human-sized banks, and can offer its customers prestige relations and quality service. Moreover, its heritage advisors make the loyalty of their high-end customers one of their priorities. Côté offers a full range of products at all rates (fixed, semi-fixed, adjustable, in fine, etc.) as well as efficient real estate credits backed up by tax exempt products. Despite sometimes long responses, the service is impeccable and the competent advisers.

As its name indicates, this bank is one of France's real estate specialists for over a century! This is the experience gained over the years! The small independent group (one of the last ones today) assures its customers of very interesting credit rates (fixed or not) and flexibility. One can only hope that France's Crédit immobilier de France will not disappear under the weight of surveillance of rating agencies, after having resisted the crisis.

As its name clearly indicates, Crédit Foncier has been a real estate loan specialist since 1852. Whether it be accession, principal residence or secondary residence, or rental, the national bank proposes a full range of loans to all types of rates: in fine (best for rent with high taxation), mixed or fixed (however to take tweezers and much caution). Crédit Foncier is particularly valuable for its flexibility, since it takes into account allocations and APL in particular and thus promotes social accession to the most modest.

Banque Chalus has the distinction of being one of the oldest banks in France, and the oldest in the region... Present in Auvergne since 1797, it has been in business for over 200 years. And yet, it has kept up with the times, offering all kinds of savings, insurance and credit products in its branches or via its website. Whether you're an individual or a professional, our advisors will guide you towards the product that meets your needs, whether for borrowing or protection.

The Caisse d'Epargne is one of France's oldest banks. With a dozen branches in Clermont-Ferrand, it has been able to meet the expectations of its customers. From loans to insurance, the services offered are entirely tailored to the needs of its customers, who include companies, associations and individuals... Students also have their own special offers, to help them finance their studies, their driving license, their first car...

The Caisse d'Epargne Loire-Drôme-Ardèche offers a wide range of services to individuals and businesses. For people wishing to become homeowners, including for their first purchase, the bank with the squirrel logo offers support. The Caisse d'Epargne also has a range of insurance products and, of course, consumer credit. Whatever your project, an adviser will be able to provide you with many clarifications and answer your questions. Entrepreneurs and young people will find specific solutions for their banking needs.