Banks and Insurance Provence-Alpes-Côte D'Azur

Crédit Agricole has always been a present partner to support land purchase because of its origins in the service of the agricultural world. Today, you will be able to find your own interest in your projects if you know how to prove your reliability. In Marseille Groupe CA Alpes Provence has committed itself to the Maison du Logement (City of Marseille) to support the first-acceding (First Accommodation cheque). Those who always appreciate his "green" side will appreciate the Eco-renovation-Habitat approach: a personalized consultancy on the energy qualities of your home (with Edf/Sky Blue) followed by a review where the advisor will confirm (or not?) the possibility to benefit from Eco-loan at zero rate (according to conditions). 

Crédit Immobilier de France-Mediterranean is the Financial Specialist for all real estate projects: main residence, secondary, rent and work… It is difficult to break the deadlock on one of the 25 agencies in 10 departments. An advisor will always be at your hearing, even if your project is "ready for social accession", a loan system for households with a resource ceiling that is not very high: here you dare to cross the door! The secret of this wisdom may be due to the age of Crédit Immobilière de France: 100 years of existence!

A cooperative bank, the Mutual Credit is a partnership, not capital, which is not listed on the stock exchange. Its history also recalls this principle, since originally it was an association that allowed the financing of a collective baker and the purchase of seed to make bread. Since then, the group has developed around the insurance and buyback of the CIC in 1998. In keeping with its values of solidarity and proximity, the Prado agency offers products adapted to each type of customer (farmers, families, young people…), the savings booklet to home insurance, real estate and health insurance. 31 agencies in Marseilles, including the main 3: that of the Prado, the one of the Canebière and the one located in Corsica.

Our grandparents and parents already relied on the Caisse d'Epargne to help them build or save. If you have not put money aside in the Ecureuil on an ELP (Plan Epargne Housing) or other savings system, the organization will still be able to accompany you through real estate loans (according to conditions). It funds 3 types of projects: buy your accommodation, carry out work, and invest in the rental. You can hardly save yourself from seeing what they can do for you! Note, the Caisse d'Epargne brings together some agencies on the only city in Marseille and all are partners of the First Housing Cheque. This support is generated by the municipality at the first--acceding (information on the terms of service). Well, also: Ashur'Roof, property insurance for the Caisse d'Epargne is adjustable according to the profile (owner, tenant, and above all 1 formula adapted to 18/30 years). 

Besides the fact that this antenna of the BP and Corsica is located on the most popular Marseillaise avenues, it offers real accessibility to its banking services. The Canebière agency is the only entity in the regional group to have developed a partnership with La Maison du Logement, a unique office set up by the city to support the purchase of a first accommodation (Check First Accommodation under conditions of access for first-pre-accession).

The Marseille branch is open Monday to Friday from 8 am to 18 pm.

An urgent need for money, an unexpected to manage… The Municipal Crédit de Marseille can help you find a solution: this fund agrees to lend money on all types of deposits: jewellery, household utensils, hi-fi, bronzes, tables, furniture, any object with market value. Easy and flexible loan, it is done on justification for home and identity. You deposit, the property is valuation, you leave with the money. Example of transaction: depending on the weight of the jewellery or the value of the art object, a contract lasting 6 months is established. At maturity, the borrower can either withdraw his or her pledge by paying the loan with the interest, or extending his 6-month contract by settling the interest only. For many people, the loan loan remains the ultimate and temporary solution to solve the daily financial problems.

Boursorama is the first online bank and was classified "cheapest bank" in a study of the magazine Le Point (April 2012). A priori, it looks simple: you open your account online, the credit cards are free, even beyond the first year… To request real estate financing 100% online, you get first-hand indications from the first connection. They will allow you to assess your personal situation. It will then suffice to follow the steps up to the request for funding and the eventual validation of the final project. And if it worked? Click, then!

Banque Patrimoine et Immobilier Le Grand Prado is part of an expert group in the financing and development of personal heritage. It has all the skills and experience necessary to enable its clients to carry out their real estate and savings projects under optimum conditions of profitability and security. Buy or invest? Optimize or save? They will surely be able to guide you. The Bank also develops a service dedicated to professionals and administrators.

The Chaix bank is 80 years of regional presence with 68 agencies and 500 collaborators.

Agicam is the financial assets management company of the AG 2 R group entities. With over 20 years of experience in asset management, the AGICAM team focuses on the regularity of performance, risk control and independence of choices.

The Casden Banque Populaire is a bank with a little extra soul. It has a particular relationship to ethics. A company of the social economy, it participates in the defence of strong values such as solidarity, equality, mutual trust… You will say, as it is the cooperative bank of education, culture and research professionals. That is not your case? But maybe you have one of your relatives (ascendants or descendants) who can put you in the loop?

Société Générale offers classic real estate loans: fixed, revisable or mixed rates, regulated loans (Plan Epargne housing or social accession), at zero rate More… But where society differs most, it is in the field of rental investment. In-fine loans associated with a life insurance contract and "unpaid rent" guarantees will be of interest to investors through the formula to deduct from their land income interest due on borrowed capital (for the entire duration of the loan). Repayment of capital proceeds at the end of repayment of credit with payments made on the life insurance contract. Finally, many boards (rental rules, SCI creation…) are released to future borrowers. Getting to know each other can set the foot to those who already have ideas and allow them to go into an active phase of their project!

The HSBC Group (Hong Kong & Shanghai Banking Corporation) is, according to Forbes Global 2000, the sixth world company! The appeal for aesthetics and the style of this multinational (reception, campaigns, art foundation…) would sometimes forget that you are in a bank! In Marseille you will find several agencies, including the one on the Prado avenue and its head office. The staff were friendly and helpful. With regard to real estate, the group focuses on fixed, fixed or flexible loans and stresses the need for appropriate insurance. The most can be found on the "home insurance" side where the level of protection is high enough (€ 50 000 for a 3-coins, 100 000 € beyond).

Formerly called Monts de Piété, municipal credits developed in France from the th century to find a new impulse at the beginning of the xxth century. The emblem of Marseille is a griffin, a mythological animal chosen by reference to the symbol of the first Mont de Piety, opened in La Pérouse in Italy in 1462. Sometimes called "the lifeguard", this griffon should give you a chance! Indeed, the main activity of the Municipal Credit is the loan loan: you agree to lend one or more objects (jewellery, furniture, table…) in exchange for a sum of money assessed according to the estimated value of the objects. The contraction is immediate, from the time you justify a home and an identity card. After 6 months, you have the choice between resuming your item by reimbursing the amount loaned plus interest, or extending your contract by settling only interest. The Municipal Credit may also grant you personal loans under certain conditions. A special telephone line has been set up with advisers to inform you.

Open Monday to Friday from a. m. to p. m. and from p. m. to p. m.

This complementary health insurance for families allows everyone to benefit from a wide range of guarantees, particularly for expatriates. La Mutuelle Verte offers a free quote to individuals and companies. Advisors are available by phone and in branch to direct you towards a personalized offer. They take into account your specific needs, your budget, the coverage that is best suited to your situation and your age. In addition, you can take advantage of negotiated rates and special services for optical, dental and hearing aids from partner healthcare professionals. In the event of hospitalisation or unexpected immobilisation, home help or educational support is included in all cover at no extra cost. Finally, there is no age limit for membership and lifetime health coverage. La Mutuelle Verte has an agency in Arras.

A subsidiary of La Poste, the Postal Bank entered the banking market in 2006. A range of real estate loans integrating loans without prior savings are part of the developed product range. Interesting rates and can be applied, it is worth knowing. The ELP (Plan of Logement Housing) is paid around 2,50% (Excluding State premiums), it can be released after 3 years and in the event of loan Epargne housing allow for a rate of 4,20% (rate in effect as of January 1, 2012). Special mention to the real estate purchase guide that can be viewed or downloaded free of charge online.

Are you planning to make a first purchase? Want to put your house on sale? Your children want to build or maybe it's time to fix the veranda? Crédit Foncier provides a financial response to all these projects. Whatever your own: access to property or rental investment, you will find a contact person to help you in this journey. It must be said that since 1852 Crédit Foncier has had Time to develop products adapted to different types of public!

MAIF is the historical insurer of teachers and educational professionals. Today the offer of its product range is open to everyone and is imbued with its cooperative spirit. Rates are among the most accessible in the market and you can take home insurance without running the risk of spending more than it would be! From this obligation (for any signatory of a lease), MAIF made a bonus and covers the risks of everyday life through its RAVQAM (Home and Daily Life) formula. In addition, MAIF develops a mortgage brokerage service to find the best solution for a future borrower. Will he return to the Guarantee financing (borrower insurance) guarantee? Do you need a move to organize a move? The MAIF offers are numerous and are very close to the needs of its members…