Banks Midi-Toulousain

When it opened in 1867, the Crédit Municipal was popularly known as a pawnshop! Of course, this public institution still offers pawnbroking services, i.e. a loan of money in exchange for a deposit of an object. Among its other activities: auctions, appraisal or safekeeping of objects... it especially offers a free service of budgetary and financial advice, accompanied personal micro-credits, a solidarity savings account... Tip: prefer the time slot before 10:30 am to avoid the crowds.

This bank offers you the classic real estate loan, which is a simple and flexible real estate financing method with an advisor who accompanies you at this particularly important moment. It helps you in all situations available to you, whether it is to finance the purchase of your principal residence, secondary residence, rental property or work. The bank also has a solution, a fixed-rate mortgage loan. The latter allows natural persons to finance all property. Its revision is annual with a ceiling to secure itself in case of higher rates.

The agency welcomes you every day except Sunday and Monday to find accommodation and insure it through the financing and insurance solutions set up by the PCO Bank. It also helps you to prepare a real estate purchase or to finance your real estate project and its work…. Thanks to the advice of Bank PCO, you can take advantage of attractive and adapted accommodation solutions by appointment.

In addition to the well-known beauty of this Toulouse bank, you can go there to discover the «Libertimmo» loan range. They can be made available to finance your real estate projects for the acquisition of new or old property, construction, work, land alone… This versatile range of loans brings you the flexibility you need. In fact, the timing modulation allows you to change your monthly payments upwards or down, the payment deferral allows you to respond to the unexpected and partial frankness allows you to repay only insurance and interest as long as you have not moved.

The LCL bank does not have its headquarters in the region but has several relay agencies that advise you to place your money and invest in the stone. In order to facilitate ownership or to promote energy saving work, LCL provides you with state-of-the-art loans. Don't miss out on exceptional help to realize your real estate project, while at the same time ensuring that your repayment capabilities are checked before you hire. Because the bank informs you that a credit commits you and must be refunded. 

And you? You are where your real estate project? CIC asks YOU TO be able to answer you better! With solutions adapted to your budget and your desires. For you, the bank makes available the folders "Have the right reflexes before buying", "Buy new: Method of employment "," Building your House "," Help and Funding for Sustainable Habitat "…

Because the world is moving, this regional bank of the CIC group intervenes in the bank, capital management, property and property insurance for individuals and all sectors of the regional economy: liberal professions, professionals, businesses, agriculture and viticulture. You can consult them for your mortgages and get the most interesting rates!

You dream of becoming owner of your accommodation, you want to carry out work,
to change your interior decoration, change your car or simply make fun? At the Caisse d'Epargne, you will find a financing solution tailored to each of your projects. Above all, it asks you to evaluate your budget before embarking on any purchase project, because it is this evaluation that determines your project. Then comes the questions of the savings I can have, the personal contribution and otherwise the investment possible to carry out its project! Set up an ELP (Plan of Accommodation) and a CEL (Epargne Logement Account), which are investments specially designed to allow you to make a personal contribution and to be able to benefit from a mortgage loan on preferential terms. These investments benefit from an advantageous rate of pay in addition to a State premium if you purchase a real estate loan under the ELP or the CEL. With a CEL, you can borrow up to € 23 000, after 18 months of savings, and with an ELP, up to 92 000 € after 4 years. If you earn the 2, you can borrow a maximum of 92 000 €.

Expert in private property financing and development, Banque Patrimoine & Immobilier puts its Know-How at Your Service to help you achieve your real estate projects in the best conditions of security and profitability. Indeed, if you want to acquire a principal or secondary residence, in the old or in the old, make the building… the bank helps you and brings you the solution most suited to your situation.

Did you know that public servants and assimilated employees have an association that is entirely dedicated to them? This is the Social Credit of Civil Servants, founded in 1955 and now has two million members. In practical terms, you need to join in order to bénéfier many advantages and services offered by Social Credit, in the fields of insurance, car and credit, starting with credit… real estate. Officials must therefore consider contacting them in order to know their proposals and rates to borrow in order to acquire a main home, a secondary residence or a shelter dedicated to investment.